AFCU VISA
AFCU offers three excellent credit card programs
at low rates,
including the VISA PLATINUM and VISA CLASSIC. All
cardholders will enjoy no annual fee, no cash
advance fees, 25-day grace periods on purchases,
and the same low fixed rate for purchases and
cash advances.
Visa Platinum
Here at Agriculture Federal Credit Union, we believe you
deserve the very best. That’s why we offer a low fixed
rate and an even lower fixed rate on balance transfers
on non-AFCU accounts. It’s the only credit card you
need. You'll receive benefits such as travel insurance
and optional credit and disability coverage, and a
rebate paid out monthly with no limit to the amount you
can earn. Apply today and start earning cash back!
Visa Classic
As a great alternative to the Visa Platinum card, AFCU's Visa Classic
has no annual fee, and no cash advance fee. With credit lines up to
$10,000, a low fixed rate of 12.90% APR, and a 25-day grace period on
purchases this Visa is very affordable and convenient.
Secured Visa Classic
Even if you have been turned down for a credit card
in the past, you can apply and receive an AFCU Secured VISA
Card by maintaining a share account balance equal to the credit
line you wish to receive. The funds in this account will be
pledged to secure your line of credit and cannot be withdrawn,
unless your VISA card is closed and paid in full.
To apply for the credit card you want today, simply Phone
toll free 888-451-LOAN, stop by any branch location
or use our Online
Loan Application.
If your Visa card is lost or stolen call (800) 449-7728 to report it to Cardholders Services.
Important information you should know
about the Agriculture FCU Visa credit card:
| Annual
Percentage Rate (APR) for purchases |
(Platinum)
12.9%
|
(Classic)
14.9%
|
(Secured)
14.9%
|
Cash Advance APR
|
12.9% |
14.9% |
14.9% |
| Balance Transfer APR |
12.9% |
14.9% |
14.9% |
| Minimum Credit Line |
$5,000 |
$500 |
$500 |
| Maximum Credit Line |
$30,000 |
$10,000 |
$10,000 |
| Grace period for purchases |
25 days |
| Method of computing the balance for purchases |
Average daily balance
(Including new purchases) |
| Annual fee |
None |
$25 |
| Transaction fee for cash advances |
2% |
| Late payment fee |
$30 |
| Over-the-credit-limit fee |
$28 |
| Balance transfer fee |
None |
| Minimum finance charge |
None |
*Rebate is based on purchases only and is calculated on net purchases. Rebate amount is automatically credited to your Visa account monthly. Account must be open and in good standing to earn and receive rebates. Rebate offer may end or change at any time without advance notice.
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